Micro-lending & Fintech | GPS Tracking Solutions - Traxelio
Use Case Solution

Micro-lending & Fintech

Active vehicle, active borrower.

Use consent-based GPS activity data to verify vehicle-backed collateral and spot borrower risk signals earlier.

Signals

Early risk flags

Consent

Borrower data

Portfolio

Activity view

Common Challenges

Without GPS Tracking

Approving vehicle-backed loans with no proof the vehicle is actually used

Borrowers default and the collateral vehicle has been idle for weeks

No early warning system before a loan goes delinquent

Manual field visits to verify vehicle activity are expensive and unreliable

No data infrastructure to move toward risk-based pricing

Traxelio Solutions

With Traxelio

GPS activity scores verify that financed vehicles are actively generating income

Idle vehicle alerts flag borrower risk before the next field review

Consent-based data sharing with no hardware cost to the lender

API or dashboard delivery of anonymized risk signals on your borrower portfolio

Pilot with a controlled borrower cohort to validate the model with your own data

Recommended Features

Features for Micro-lending & Fintech

These features are specially selected to address the unique needs of your use case.

This is not the cheapest GPS tracker.

Cheap trackers go offline, lose data, and have no support. Traxelio costs more because it works: live positions, instant alerts, 7/7 human support. Most customers choose annual and save 2 months.

Pricing

Choose Your Plan

Select the plan that fits your business goals.

Basic

$14.00

/month · billed annually

170 USD / year · 2 months free

17 USD

Monthly subscription

510 USD

One-time payment

No renewal, ever

  • Get vehicle position updates with smart tracking
  • Kill switch to remotely disable vehicle
  • Geo-fencing with instant alerts
  • Trip history up to 15 days
  • No driving behavior analysis: harsh braking, hard acceleration
  • No documents storage: insurance, inspection, registration
  • No activity reports: daily, weekly, and monthly
  • No cash flow management: income, expenses, profit per vehicle
  • 200 total commands allowed
  • 3 active sessions at the same time
  • Share access with 3 users
  • Create up to 2 teams to mirror your organization structure
  • 300 alert notifications (towing, disconnection, low battery, zone entry/exit, curfew, speeding, etc)
  • API access
  • Limited support
Most Popular

Premium

$24.00

/month · billed annually

290 USD / year · 2 months free

29 USD

Monthly subscription

870 USD

One-time payment

No renewal, ever

Device live within 4h or free on-site visit

  • Get vehicle position updates with smart tracking
  • Kill switch to remotely disable vehicle
  • Geo-fencing with instant alerts
  • Trip history up to 180 days
  • Driving behavior analysis: harsh braking, hard acceleration
  • Documents storage: insurance, inspection, registration
  • Activity reports: daily, weekly, and monthly
  • Cash flow management: income, expenses, profit per vehicle
  • 500 total commands allowed
  • 1000 alert notifications (towing, disconnection, low battery, zone entry/exit, curfew, speeding, etc)
  • Create up to 10 teams to mirror your organization structure
  • Share access with 10 users
  • 10 active sessions at the same time
  • API access
  • Support - 7d/7

Platinum

$249.00

/month · billed annually

2,990 USD / year · 2 months free

299 USD

Monthly subscription

8,970 USD

One-time payment

No renewal, ever

  • Get vehicle position updates with smart tracking
  • Kill switch to remotely disable vehicle
  • Geo-fencing with instant alerts
  • Trip history up to 365 days
  • Driving behavior analysis: harsh braking, hard acceleration
  • Documents storage: insurance, inspection, registration
  • Activity reports: daily, weekly, and monthly
  • Cash flow management: income, expenses, profit per vehicle
  • 10000 total commands allowed
  • 30000 alert notifications (towing, disconnection, low battery, zone entry/exit, curfew, speeding, etc)
  • Create up to 50 teams to mirror your organization structure
  • Share access with 100 users
  • 100 active sessions at the same time
  • REST API + webhooks for integration into your TMS, ERP, or supply chain platform
  • Custom data mapping, dedicated webhook endpoint, SLA
  • Enterprise onboarding: one-time setup fee 15,000 USD for custom integration (API-only deployments)
  • Dedicated support 7d/7 with named technical contact
Fleet

5+ vehicles · Volume pricing

  • Per-device volume discount
  • Dedicated onboarding manager
  • SLA guarantee on every device
  • Priority 7d/7 support
Contact sales

What Traxelio does NOT do

No signal, no tracking

Underground parking and deep rural zones without network will have blind spots. Positions sync when signal returns.

We don't recover stolen vehicles

We show you exactly where your vehicle is and alert you instantly. You contact the police with the data we provide.

Data, not decisions

We give you trip history, driving behavior, and alerts. Interpreting the data and acting on it is your job.

Explore More

Other Use Cases

Ready to track?

Shop GPS Trackers

Plug-and-play devices with Traxelio built in.

Plan GPS tracking for micro-lending & fintech

Start tracking in under 30 minutes. No technical expertise required.

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